4. SHARING INFORMATION

4.1 We may share your personal information with:

4.1.1 Third-party identity verification and screening services for customer due diligence;

4.1.2 Third-party transaction monitoring services to prevent fraud and comply with anti-money laundering laws;

4.1.3 Service providers (e.g., legal, accounting, marketing, payment, technology services);

4.1.4 Financial institutions and payment providers for authorized payments;

4.1.5 Law enforcement, government agencies, regulators, or third parties under legal obligations.

4.2 Your data may be disclosed to third parties as permitted by applicable laws.

4.3 We are not responsible for how third parties use your information, though we review their privacy policies during due diligence.